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Here are some first-time home buyer programs in Atlanta, GA, with their respective websites:

Georgia Dream Homeownership Program: This program offers affordable mortgage financing for eligible homebuyers, including special down payment loan options for active military members, public protectors, educators, healthcare providers, and residents with family members living with a disability. For more information, you can visit their website at Georgia Dream Homeownership Program.

Atlanta Habitat for Humanity Homebuyer Program: Qualified applicants have the opportunity to build and buy an affordable, energy-efficient home in select neighborhoods in Atlanta and South Fulton County. The program includes purchasing a new home with a 30-year, zero-interest mortgage. Details can be found on their website: Atlanta Habitat for Humanity.

Down Payment Assistance - Atlanta Housing: This program offers down payment assistance to first-time homebuyers who meet the eligibility requirements and the primary lender’s lending requirements. There are various down payment assistance options available, with certain conditions and income limits. Learn more at Atlanta Housing.

Fulton Homeownership Program: This program provides down payment and closing cost assistance to income-eligible homebuyers who have the capacity to purchase a home but lack the funds needed for a down payment and loan closing costs. To check out their offerings, visit Fulton County Government.

Each of these programs has specific eligibility requirements and benefits, so it's advisable to visit their websites for detailed information and how to apply.

Shaquita Cotton


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